Embedded Payroll API for Vertical SaaS Companies — Let Any Software Platform Add Payroll Without Building It

Vertical SaaS platforms — restaurant management tools, construction software, salon booking systems, property management platforms — are locked in a relentless battle for customer stickiness. The single most effective way to reduce churn is to become the system of record for payroll, because once a business runs payroll through your platform, switching costs become astronomical. But building payroll in-house requires navigating tax calculations across 10,000+ US jurisdictions, money movement compliance, W-2 and 1099 generation, and ongoing regulatory updates — an…